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Emerging Bill Discount
 
Discount Guarantee of Commercial Acceptance Drafts
Discount Bills with Interest Paid by Buyers
Banks’ Acceptance Drafts Spin-Off
 
 Definition:
 
The discount guarantee of commercial acceptance drafts refers to an act of our bank of guaranteeing the discount of commercial acceptance drafts issued by our bank for applicants (acceptors of commercial acceptance drafts) with good credit and operation achievements within the ceiling of credit. Applicants can use the ceiling of credit within the term of credit.

Features:
1、Improving liquidity and circulation of commercial acceptance drafts;
2、Improving credit ratings of applicants;
3、Cyclically using the ceiling of credit within the valid period;
4、Decreasing financing costs of applicants;

Requirements of Applicants:
1、Having real commodity translation relationship with payees;
2、Having reliable capital sources to pay the amount of drafts;
3、Payees being main long-term stable suppliers;
4、Providing the guarantee requested by our bank;

Objects:
Generally applied to small and medium-sized enterprises in difficulty of capital turnover.

 
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