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Discount Guarantee of Commercial Acceptance Drafts
Discount Bills with Interest Paid by Buyers
Banks’ Acceptance Drafts Spin-Off
 
 Definition:
 
Bankers’ acceptance drafts spin-off is a derivative business from banks’ acceptance drafts, namely a business that holders of banks’ acceptance drafts apply for issuing banks’ acceptance drafts to banks based on the mortgage guarantee of banks’ acceptance drafts with the confirmed dates of payment and the banks issues new banks’ acceptance drafts on the premise that the accumulated account does not exceed the amount of the original mortgaged bills.

Features:
1、Increasing financing channels of enterprises;
2、Saving capital costs of enterprises;
3、Convenient to payment and settlement for enterprises.
Requirements of Applicants:
1、Being enterprise legal persons or other legal economic organizations;
2、Opening basic accounts or general deposit accounts in Harbin Bank;
3、Having legal commodity transaction contracts and invoices with prior parties, which can prove the truthfulness of the acquired bankers’ acceptance drafts
4、True and legal transaction contracts between applicants and parted small- credit bankers’ acceptance drafts of payees.

 
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