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Normative farmers’ loan Rual Financial > Individual product of rural financing > Farmer clients
Function: A crediting service in RMB for farmers who breed and rear animal and who may need financial support for their industry. Pets do not belong to this area.

Maximum amount of loan: no more than 1 million Yuan.

Loan term restriction: No more than 3 years maximally

Loan application conditions:

1. The age of applicants should be 18 or over. The age of loan application should not be over 60.

2. Applicants should possess legalized rights to have such industry and provide relevant documents from breeding associations or organizations of animal farming districts.

3. The applicants should be entitled to the allowances policies of the national or local authorities.

4. The applicants should have at least 3 years of breeding experiences and should be continuously farming for 2 years.

5. The amount of loan applied should be compatible to the scale of the breeding farming and the applicants should haverelevant breeding areas and facilities.

6. The applicants should have access to vets and should be able to prevent plagues of the animals according to regulations.

7. The applicants should have a crystal clear production and operation plan, feasible developing projects, and stable and smooth sales channels.

8. In principle the applicants should buy insurance for the breeds and facilities so that the loans benefit the initial beneficiaries and the insured.
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